Patient Financing

Dental Financing, Instantly Affordable! Approvals online or in-clinic. No obligation, no commitment.


0% Patient Financing

  • Apply Anywhere

    Apply with our easy to use online or mobile application.

  • Instant Approval

    No more waiting! With instant approvals, you can move forward with ease & confidence.

  • Begin Treatment Today

    Choose a payment plan that works for you and begin your treatment today!

Borrower Benefits

  • Affordable rates and low monthly or semi-monthly payments
  • Renewable credit limit valid for one year that you and your family can use
  • Accelerated payment options
  • Pay early with no penalty

APPLY FOR FINANCING NOW


Dental Financing FAQs

Do I have to pay a deposit?

No, a deposit is not required for this program.

Can I pay for a portion of the treatment myself and apply for the remainder?

Yes. When applying with HealthSmart Financial a limit is not requested. Instead, an available amount is offered. You can use whatever is available to you within one year of your application.

Can I pay off my account before the term ends?

Yes, there are no prepayment penalties. 24/7 access to your account will allow you to make payments anytime, anywhere.

Will applying hurt my credit rating?

Yes and no. If your credit rating is checked more than four times a year you may be affected, but most people do not have a need to check their rating more than four times annually.

Can I apply and use my credit for any members of my family?

Yes, anyone in your immediate family may use your available credit.

I’m concerned I won’t be approved for Dental Financing.

We hear that a lot. However, over 89% of our applications are approved because the financing company factors more than just your credit rating into their decision.

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